ABSOLUTE LENDING AUTOMATION
Hyphen is data-driven, all-in-one financial services SaaS middleware that automates every step of the lending lifecycle — from lead management and loan origination to servicing and collections.
Lend faster, easier, smarter
Hyphen automates every phase of the lending lifecycle — from lead management and loan origination to servicing and collections.
LEAD MANAGEMENT
Advanced credit modeling, dynamic lead buying, and integrated omni-channel marketing increase lead flow, improve margins, and expand market reach.
Loan Origination
A seamless end-to-end customer journey, instant decisioning, and advanced verification and fraud prevention help optimize conversion, reduce risk, and ensure compliance.
SERVICING
The dual-purpose Servicing Module improves payment behavior and customer retention, reduces operating costs, and optimizes overall portfolio performance.
Collections
Automated delinquency management portal — including debt negotiation tool and communication workflows — maximizes collection rates, liquidates bad debt, and ensures compliance.
WHY HYPHEN?
With Hyphen, lenders quickly and efficiently increase revenue, optimize conversion, and mitigate risk — all while lowering operating costs.
UNLIMITED SCALABILITY
Hyphen is product-agnostic, enabling lenders to quickly deploy a diverse portfolio of consumer and commercial financial products, including installment loans, lines of credit, credit cards, mortgage, auto, SMB, and more.
DRIVEN BY DATA
Proprietary predictive modeling enables real-time automated decisioning, while ongoing data acquisition and advanced machine learning continually optimize lending performance.
SEAMLESS INTEGRATION
Hyphen is core-agnostic, allowing frictionless integration with legacy systems, core banking systems, credit bureaus, and best-in-class technology partners.
COMPLIANCE CERTAINTY
With SOC certification — and extensive experience partnering with lenders and financial institutions — Hyphen helps manage and monitor ongoing compliance, including KYC, BSA, FinCEN, MLA, OFAC, and more.
READY TO GET STARTED?
Let us show you how Hyphen can help you quickly and efficiently increase revenue, optimize conversion, and mitigate risk — all while lowering operating costs.